Insurance is supposed to provide security when something goes wrong. When a claim is denied, delayed, or underpaid, or when an insurer pays a loss that someone else caused, the result is often a dispute that has to be resolved through negotiation or in court.
Types of insurance disputes we handle
- Coverage disputes. Disagreements over whether a policy covers a loss, and how much it should pay.
- Denied, delayed, or underpaid claims. Property damage, hurricane and storm losses, fire, water damage, and business interruption claims.
- Bad-faith claims. Situations where an insurer may have failed to handle a claim fairly or promptly as the law requires.
- Subrogation. Helping an insurer that has paid a loss recover that money from the party responsible for causing it, such as a contractor whose work caused a fire or water damage.
- Construction-related insurance claims. Disputes involving builder’s risk, liability, and other policies on construction projects. See our construction and lien law page.
Why these cases are different
Insurance disputes often turn on the exact language of a policy, the facts of how a loss happened, and technical evidence from engineers, adjusters, and other professionals. They may also involve several parties and several insurers at once. Understanding both the policy and the evidence is essential.
Specific legal requirements, and why they matter
Insurance claims and lawsuits are governed by highly specific legal requirements, including policy conditions, notice provisions, and deadlines that vary by policy and by state. A missed requirement can affect whether a claim can be pursued at all, and early decisions about evidence and strategy have real implications later.
Our attorneys are experienced at handling insurance disputes in Alabama, Louisiana, and Florida, and we tailor our approach to fit your needs and your goals.
Related services
Many insurance disputes can be resolved through mediation. Visit our Litigation page to learn about our other services.
Contact us today for a consultation
Call us to schedule a consultation at any of our offices in New Orleans, Birmingham, Mobile, or Pensacola.
This article provides general information only. It is not legal advice, and reading it does not create an attorney-client relationship. Every situation is different; please consult an attorney about yours.